11 + 1

AMAIRA Savings Plan

Pay 11, Get the 12th Free

An 11/1 gold savings plan where you pay fixed monthly installments for 11 months — and we contribute the 12th installment as a bonus or offer special discounts on making charges upon maturity.

How the Scheme Works

A Simple Path to Gold

01

Enroll

Register with your KYC documents and choose a fixed monthly installment amount (starting from ₹1,000 / ₹5,000).

02

Pay 11 Months

Pay your fixed installment every month for 11 consecutive months. Each payment is converted to gold grams at that day’s rate or accumulates as cash value.

03

Get the 12th Free

At maturity (around 330–365 days), AMAIRA pays the 12th installment as a bonus — or offers special discounts on making charges.

04

Redeem & Buy

Redeem the total accumulated value to purchase gold or diamond jewellery of your choice from our showroom.

Key Rules & Factors

Read Before You Enroll

Fixed Contributions

Minimum monthly amounts usually start around ₹1,000 or ₹5,000 depending on the plan you choose.

Gold Rate vs Value

Some plans convert your monthly cash into grams of gold on the day of payment; others accumulate cash value to use against purchase prices.

Missed Payments

Missing a single monthly payment can sometimes cancel the bonus benefit or automatically discontinue the plan.

KYC Requirements

Identity proof and KYC documents are typically mandatory at the time of enrollment.

Start Saving Today

Your Gold, One Month at a Time

Visit our Chitralaya showroom or message us on WhatsApp to enroll with your KYC documents and begin your 11-month journey to gold ownership.